Mortgage lending in Broward County
31,292 mortgages were originated in Broward County, Florida, in 2025.
30-year fixed, this week
6.71%
Freddie Mac's survey average for the week of September 3, 2026 — a year earlier it was 6.56%, and the past year ranged 5.98–6.71%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 31,292
- Median rate
- 6.750%
- Median lender fees
- $9,298
The going rate is the federal "average prime offer rate" for a comparable loan; 0.5 means half a percentage point above it.
- Median loan amount
- $325,000
- Above the going rate (spread over APOR)
- 0.425
- Paid discount points
- 38.1%
- Received lender credits
- 26.9%
- Purchases / refinances
- 54.2% / 27.8%
- Conventional / FHA / VA
- 82.2% / 13.8% / 3.9%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 68.5% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $667,000
- Median home price
- $580,000
- That home, 20% down
- $464,000
A median-priced home with 20% down leaves $368,750 of room under the conforming limit, so the ceiling rarely binds on an ordinary purchase.
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Median price is HUD's figure for the 2026 limit calculation, not a live market quote.
Who lent here
Lenders with at least 50 loans in Broward County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| United Shore Financial Services, LLC | 4,462 | $12,551 | 6.499% |
| Rocket Mortgage, LLC | 2,317 | $6,698 | 6.625% |
| Space Coast Credit Union | 961 | — | 5.625% |
| A&D Mortgage LLC | 933 | $11,476 | 6.990% |
| Crosscountry Mortgage, Inc. | 845 | $9,320 | 6.825% |
| Bank of America, National Association | 788 | $6,374 | 6.125% |
| Pennymac Loan Services, LLC | 784 | $9,238 | 6.624% |
| JPMorgan Chase Bank, National Association | 675 | $5,834 | 6.490% |
| Paramount Residential Mortgage Group, Inc. | 597 | $14,481 | 6.625% |
| The Loan Store, Inc. | 544 | $13,852 | 7.249% |
What lenders charged here
Lender fees on a $325,000 loan, based on what was actually charged in Broward County — not a rule of thumb.
From 21,421 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, taxes and the escrow deposit your lender collects up front for future tax and insurance bills are extra and not in these figures. Compare two offers