Mortgage lending in Collier County
9,281 mortgages were originated in Collier County, Florida, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 9,281
- Median rate
- 6.750%
- Median lender fees
- $7,795
- Median loan amount
- $375,000
- Median spread over APOR
- 0.264
- Paid discount points
- 35%
- Received lender credits
- 27%
- Purchases / refinances
- 57.5% / 21.8%
- Conventional / FHA / VA
- 87.9% / 9.2% / 3%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 68.6% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $764,750
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Collier County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| Suncoast Credit Union | 612 | $4,513 | 7.500% |
| UNITED SHORE FINANCIAL SERVICES, LLC | 577 | $10,634 | 6.624% |
| Rocket Mortgage, LLC | 561 | $6,240 | 6.750% |
| CROSSCOUNTRY MORTGAGE, INC. | 539 | $10,922 | 6.875% |
| LAKE MICHIGAN CREDIT UNION | 277 | $7,275 | 6.615% |
| AMERICAN PACIFIC MORTGAGE CORPORATION | 248 | $16,028 | 6.625% |
| Fifth Third Bank, National Association | 240 | $5,445 | 7.650% |
| PULTE MORTGAGE LLC | 225 | $3,187 | 5.250% |
| Third Federal Savings and Loan Association of Cleveland | 185 | — | 6.990% |
| JPMorgan Chase Bank, National Association | 179 | $6,899 | 6.375% |
What lenders charged here
Lender fees on a $375,000 loan, based on what was actually charged in Collier County — not a rule of thumb.
From 6,370 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers