Mortgage lending in Fort Bend County
17,619 mortgages were originated in Fort Bend County, Texas, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 17,619
- Median rate
- 6.490%
- Median lender fees
- $7,794
- Median loan amount
- $315,000
- Median spread over APOR
- 0.135
- Paid discount points
- 47.6%
- Received lender credits
- 29.1%
- Purchases / refinances
- 70.7% / 19.8%
- Conventional / FHA / VA
- 74.8% / 19.2% / 5.7%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 84.3% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in Fort Bend County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 2,125 | $8,070 | 6.475% |
| DHI MORTGAGE COMPANY, LTD. | 1,221 | $9,350 | 3.990% |
| Rocket Mortgage, LLC | 1,217 | $6,491 | 6.625% |
| JPMorgan Chase Bank, National Association | 434 | $4,814 | 6.375% |
| Bank of America, National Association | 334 | $4,599 | 6.240% |
| Loandepot.Com, LLC | 314 | $10,373 | 6.125% |
| CMG MORTGAGE, INC. | 274 | $11,324 | 6.625% |
| LENNAR MORTGAGE, LLC | 271 | $7,190 | 4.375% |
| Broker Solutions, Inc. | 263 | $9,647 | 6.625% |
| PENNYMAC LOAN SERVICES, LLC | 218 | $7,501 | 6.500% |
What lenders charged here
Lender fees on a $315,000 loan, based on what was actually charged in Fort Bend County — not a rule of thumb.
From 14,854 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers