Mortgage lending in DuPage County
18,219 mortgages were originated in DuPage County, Illinois, in 2025.
30-year fixed, this week
6.58%
Freddie Mac’s survey average for the week of July 23, 2026 — a year earlier it was 6.75%, and the past year ranged 5.98–6.72%. The figures below are from 2025 filings and do not move with the market. Rate history
- Loans originated
- 18,219
- Median rate
- 6.750%
- Median lender fees
- $6,050
- Median loan amount
- $285,000
- Median spread over APOR
- 0.333
- Paid discount points
- 24.4%
- Received lender credits
- 29.4%
- Purchases / refinances
- 47.5% / 33.3%
- Conventional / FHA / VA
- 93.1% / 4.8% / 2.1%
Figures are medians of loans actually originated in 2025, as reported under the Home Mortgage Disclosure Act. They describe what borrowers received, not what you would be offered: HMDA contains no credit scores, so these numbers cannot be read as pricing for any individual. Lender fees are reported for 68.6% of loans here — see methodology.
Loan limits here in 2026
- Conforming limit
- $832,750
- FHA limit
- $541,287
Borrow more than $832,750 and the loan becomes jumbo — outside agency rules, priced by each lender on its own terms. How limits work
Who lent here
Lenders with at least 50 loans in DuPage County, ranked by volume.
| Lender | Loans | Median fees | Median rate |
|---|---|---|---|
| UNITED SHORE FINANCIAL SERVICES, LLC | 1,075 | $6,267 | 6.499% |
| GUARANTEED RATE, INC. | 1,024 | $6,395 | 6.625% |
| JPMorgan Chase Bank, National Association | 955 | $3,635 | 6.375% |
| Rocket Mortgage, LLC | 912 | $5,207 | 6.750% |
| Fifth Third Bank, National Association | 599 | $5,431 | 7.500% |
| BMO Bank National Association | 558 | $6,338 | 8.250% |
| The Huntington National Bank | 515 | $6,646 | 7.440% |
| U.S. Bank National Association | 510 | $4,370 | 7.825% |
| CROSSCOUNTRY MORTGAGE, INC. | 452 | $6,536 | 6.875% |
| Fairway Independent Mortgage Corporation | 399 | $6,389 | 6.875% |
What lenders charged here
Lender fees on a $285,000 loan, based on what was actually charged in DuPage County — not a rule of thumb.
From 12,490 loans where fees were reported. This is what the lender charges — sections A and B of a Loan Estimate. Title, appraisal, escrow and taxes are extra and are not in these figures. Compare two offers